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🔐 GST Update: New DSC Token? Update emSigner v3.3

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Digital signatures have become an essential part of GST compliance for businesses, companies, LLPs and other taxpayers who are required to digitally authenticate documents and returns on the GST Portal. From GST return filing to registration-related applications and other online submissions, a properly functioning Digital Signature Certificate (DSC) and compatible signing utility are important for completing compliance activities smoothly. The Goods and Services Tax Network (GSTN) has now introduced emSigner Version 3.3 to support compatibility with new DSC USB tokens issued from 21 September 2026 onwards . This update is particularly important for taxpayers who have recently obtained a new DSC token, renewed their DSC in a new USB dongle, or are experiencing problems while digitally signing documents on the GST Portal. What Is the GSTN emSigner Update? GSTN has issued an advisory providing advance information to taxpayers and tax officers who use Digital Signature Certificates on the...
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⚡ Special UPI MDR of ₹5 Per Transaction: What Businesses Need to Know

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India’s Unified Payments Interface (UPI) is set to move into a new Merchant Discount Rate (MDR) framework from 15 October 2026 . Under the new framework, selected merchant transactions above ₹2,000 will attract an MDR, while certain essential and thin-margin sectors will receive a special flat ₹5 MDR per transaction . The change is particularly relevant for businesses accepting UPI payments, because the applicable MDR will depend on the type of transaction, merchant category and transaction value. The Ministry of Finance has clarified that UPI person-to-person transactions will remain free , while payments to merchants up to ₹2,000 and eligible transactions covered by the zero-MDR framework for small merchants will also remain free. 📢 What Is UPI MDR? Merchant Discount Rate (MDR) is a charge associated with processing certain merchant payments through a digital payment system. It is part of the payment ecosystem and is distributed among participating entities such as banks, paymen...
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🧾 GST Registration Made Easier for Existing GSTIN Holders: What Businesses Need to Know

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GST registration is an important compliance requirement for businesses that fall within the applicable provisions of the Goods and Services Tax law. For many businesses, the registration process involves entering business details, promoter or partner information, authorised signatory details, address information and other particulars into the GST Portal. To make the registration process more convenient, the GST system is introducing functionality that can reduce repetitive data entry for applicants who already have an active GSTIN under the same PAN. From 1 September 2026, eligible details can be auto-populated in Form GST REG-01, subject to OTP-based consent of the Primary Authorised Signatory , as highlighted in the update shared by Taxla Services. This development can make the registration process more streamlined while also placing greater importance on verification of the information before submission. 📌 What Is Form GST REG-01? Form GST REG-01 is the application form used fo...
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Investing Through UPI? Understanding the Special MDR Rules for Investment-Related Payments

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Digital payments have transformed the way individuals and businesses transfer money, make purchases and manage financial transactions. Among the various digital payment methods available in India, the Unified Payments Interface (UPI) has become an important part of everyday financial activity. While UPI is widely known for its convenience and speed, merchants and businesses need to understand that Merchant Discount Rate (MDR) rules can differ depending on the nature of the transaction. Certain investment-related categories are subject to a separate MDR structure, making it important for businesses, financial intermediaries and customers to understand how these charges work. Under the special MDR structure highlighted in the latest update, UPI payments involving specified investment-related categories can attract an MDR of 0.02% of the transaction value , subject to a maximum MDR of ₹300 per transaction . This blog explains the key aspects of the special UPI MDR structure and what busi...
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💳 UPI MDR Rules Revised – What Merchants Need to Know

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Understanding the New UPI Merchant Payment Framework Unified Payments Interface (UPI) has become one of the most widely used digital payment systems in India. From neighbourhood shops and restaurants to large businesses and service providers, merchants increasingly depend on UPI to receive payments quickly and conveniently. A significant change is now coming to the way certain UPI merchant transactions are handled. The National Payments Corporation of India (NPCI) has introduced a revised Merchant Discount Rate (MDR) framework for select Person-to-Merchant (P2M) UPI transactions . The framework is scheduled to become effective from 15 October 2026 . Under the new framework, specified P2M transactions above ₹2,000 will attract an MDR of 0.4% , subject to applicable categories, exemptions and caps. For transactions of ₹75,000 and above, the MDR is capped at ₹300 per transaction . At the same time, UPI remains free for Person-to-Person (P2P) transactions, and merchant payments up to ₹2,00...
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